Glad you are here
Suitable insurance solutions for every phase of life
For us, your personal wishes, interests and needs are in the foreground of every consultation.
To listen
We listen to you. What have you already achieved privately or professionally and want to continue having? What worries do you have?
To explain
Insurance is often complex and difficult to keep track of. We will therefore advise you in detail and give you the reasons for any advice given on a particular insurance product.
To advise
Your protection is too important and complex for a comparison portal. We advise you individually and compare independently and objectively!
We are happy to advise you in German, Spanish or English.
Our motivation
Your satisfaction
We listen to you. We advise. We explain. We take care of you.
We research the right providers and products for you. We present you with an individual concept to cover the most important risks.
Consulting in English
Are you an English-speaking person in Germany looking for personal insurance?
Please click here.
Consejos en español
¿Es usted una persona hispanohablante en Alemania que está buscando un seguro personal?
Por favor, haga clic aquí.
About us
What we can do for you
I am your independent insurance broker with tailor-made and independent advice. You too can benefit from our many years of experience.
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Private insurance
Every phase of life has different needs. We offer you the right product at the right time. Price-performance comes first. A good product can also be inexpensive.
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Commercial insurance
Protect yourself, your business and, if necessary, all of your company equipment with suitable commercial insurance. So that you do not have to deal with the highly complex insurance issues yourself, we do this for you.
Our Portfolio
Together with our partners Chambervelt, Rooselain & Cie. we offer holistic advice on insurance, investment and financing. We are the experts for expats in Germany.
Liability insurance
Personal or 3rd party liability insurance protects you from the financial consequences if you damage something that belongs to a third party or accidentally injure someone. Personal liability insurance is an indispensable part of personal insurance protection.
Household insurance
Protects your property from damage caused by fire, water leakage, storm/hail, break-in and other risks. For homeowner insurance is essential. In most cases, such damage can mean financial ruin.
Legal expenses insurance
Sometimes legal assistance is needed to defend yourself against allegations or to enforce your own rights and interests. Legal protection insurance covers the cost of many of the potential disputes.
Travel insurances
Travel insurance is helpful for private and business trips and for stays abroad. Even if you plan everything well, unexpected things can happen. Travel health insurance is necessary if you have German statutory health insurance (which is usually not valid outside of Germany) and want to travel abroad. It is also necessary for visitors from abroad who want to visit Germany.
The travel cancellation or travel interruption insurance covers the cancellation costs of your travel expenses in the event of sudden illness, accident, unemployment or the death of the person traveling.
The luggage insurance protects against loss of luggage.
Car insurance
Car insurance is compulsory for every car owner who wants to use his vehicle on public roads. It pays if the driver damages a third vehicle. In addition, you can insure damage to your own car with partial or fully comprehensive cover.
Animal owner liability
A pet owner insurance for dogs and horses covers all damage that your own animal has caused to third parties. This includes personal injury, property damage and financial loss. The holder is fundamentally liable - regardless of whether you are to blame or not.
Term life insurance
Term life insurance protects your family. In the most difficult life situation, your family receives financial support, which can be used, for example, to pay outstanding loans or to educate your children.
Accident/disability insurance
An occupational disability insurance pays out if you cannot work due to illness or accident. This insurance covers the monthly livelihood for you and your family.
Health insurance
Health insurance is compulsory in Germany. The general insurance coverage of the statutory health insurance companies is required by law, but they differ in the contributions and some extras.
To supplement the services and benefits to make them equivalent to those privately insured patients have.
Private health insurance allows you to choose your own health insurance coverage, which is usually of a higher quality than that of statutory health insurance. Most of the time, you’ll have better performance, shorter waiting times for doctor’s appointments, better treatment and medication. Private health insurance is available for both self-employed and salaried employees with a salary above the compulsory insurance limit (in 2020: 5,212.50 euros per month or 62,550 euros per year, in 2021: 5,362.50 euros per month or 64,350 euros per year).
Pension insurance
Without a private pension plan, most people are left with too little money for a carefree retirement. With a classical private pension insurance, they can decide for themselves whether they want a monthly pension or a one-off payment later.
Riester & Rürup
With a Riester pension you receive a state-subsidized private provision to close the personal provision gap in old age. A guaranteed lifelong old-age pension is paid out to you at retirement age. The basis pension (also known as Rürup pension) is mostly beneficial for freelancers, well-paid employees and civil servants.
Commercial insurance
Anyone who runs a business independently always carries a certain financial risk in everyday work. A commercial insurance protects against damage caused by the company to third parties, as well as against the risks of damage to company property.
For private customers
We are and will remain your partner at your side even after signing the insurance contract and support you with questions, financial challenges and family changes. In the event of a claim, we take care of the processing for you and act as the interface between you and your insurance company.
For commercial customers
As a specialist in commercial insurance, we ensure your best possible coverage, taking into account all relevant insurers. We only represent your interests and offer security, traceability and noticeable relief with our highly professional financial concept.
Our team
This is us
We offer you independent advice in the area of pensions and insurance. For us – your independent insurance broker in Neuwied – your personal wishes, interests and needs are in the foreground of every consultation. Requests are usually answered after 1-2 working days.
Anja Bode
02631 - 95 69 718
ab@martina-martinez.de
Wir antworten in der Regel nach 1-2 Werktagen.
Fiona Grant
02631 - 95 69 718
service@your-insurancebroker.de
We usually reply after 1-2 working days.
Four good reasons for Martina Martínez
We help
In the event of a claim, we are there to help you and provide reliable support!
We advise
Your protection is too important and complex for a comparison portal. We advise you individually!
We compare
In contrast to many comparison portals, we compare really independently and objectively!
We examine
We check and analyze your existing contracts and supplement them if you wish.
Support & Contact
We look forward to your enquiries
Any questions? We are happy to answer your questions personally.
Report a claim
Please use our claim form:
Request a quote
Use our quotation tool:
Initial meeting
Make an appointment for free initial conversation: